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Insurance Information

Participation in the One-to-One program at the Middle School and High School requires an annual insurance premium of $30.00, payable at the beginning of the school year.

If a student device is damaged during the year, students will be responsible for a deductible for each insurance claim submitted as follows:

1st insurance claim:  $30 deductible

2nd insurance claim:  $60 deducible

3rd insurance claim:  $100 deductible

Students will not be covered by insurance beyond the third insurance claim.  Intentional damage, as determined by district staff, will not be covered. All payments will be collected through the Main Office of the Middle or High School.

Students who qualify for free and reduced lunch will be exempt from insurance premium payments but must pay deductibles. Any other student or parent who would like to participate in the program but feels they are financially unable to do so should contact the building principal to discuss their options.  

Device Use and Insurance Coverage

The annual insurance premium is designed to protect families from the financial burden of unexpected repairs or replacement costs. Payment of this fee allows students to take their device home for extended educational use.

Devices for which the insurance premium has not been paid are not covered under the district's policy. These devices must remain on school property at all times, and the family will be liable for the full cost of any necessary repairs or replacement.

  1. Direct Damage:  Pays for accidental damage to the device on school property.
  2. Off Premise Coverage: Pays for accidental damage to the device while it is in transit or off premises at another location. (Home)
  3. Theft:  Pays for loss or damage to the device due to theft. The claim must be accompanied by an official copy of the police report.
  4. Fire:  Pays for loss or damage to the device due to fire. The claim must be accompanied by an official fire report from the investigating authority.
  5. Electrical Surge: Pays for damage to the device due to an electrical surge.
  6. Natural Disasters:  Will pay loss caused by natural disasters.
Exclusions:
  1. Dishonest, Fraudulent, Intentional, Neglect, or Criminal Acts: Will not pay if damage or loss occurs in conjunction with a dishonest, fraudulent, intentional, neglect, or criminal act.

  2. Loss:  Students who lose their HS laptop will be responsible for a $500 deductible; students who lose their MS iPad will be responsible for the full cost of the iPad and case, $400.

    RevTrak Online Payment

    https://umasd.revtrak.net/technology/technology-insurance/

    Please click the icon above to use our electronic payment system to pay the insurance fee.  You will set up an account that can be used each year.  There is a 4.5% convenience fee.  CASH OR CHECKS ARE STILL ACCEPTED FOR PAYMENT; MAKE THEM OUT TO UMASD (UPPER MERION AREA SCHOOL DISTRICT).  

    There is no insurance acquisition fee required for students whose family qualifies for the federal free or reduced lunch program; mark the signature sheet appropriately.